After reading the article on How Credit Scores Work, I learned that some credit card companies have a policy of universal default. What this means is that if you default on a different loan then the interest rate on your credit card can rise. I had no idea that some companies do that.
I have never created a budget plan. I have thought about it but I just don't have the time to sit down and make one.
I like being able to access my info on the TCDRS website. There is a guide to member benefits that is very helpful to understanding how your retirement plan works.
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