My bank does offer online banking but I do not use it. I pay my bills online on the website that I am paying the bill for.
I am going to try using Wesabe to manage my budget. It looks like it is very user-friendly and should help me out in figuring out where I spend my money.
As for ways to cut back on spending, I already buy some generic drugs and store-brand items at the grocery store. I am going to try to stop buying so much bottled water.
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